Your insurance reasoning layer
Most people hold 10–20 policies.
Almost nobody knows what they cover.
PollyHQ ingests every policy document you have, keeps track of when each one renews, and answers the only question that matters when something goes wrong: am I covered, and who do I call?
Upload anything
Buildings, contents, landlord, car, bike, phone, travel, pet, boiler cover — PDFs, photos or screenshots. We read the dates, limits, excess and claim contacts.
Ask in plain English
“I broke my phone on holiday — am I covered?” You get a verdict, every policy that could respond, which to claim against first, and the wording it's based on.
Never miss a renewal
Start and end dates are tracked for every policy, with alerts on your dashboard 30, 14 and 7 days before renewal — and email reminders once your sender domain is connected.
What an answer looks like
You ask
“I broke my phone on holiday in Spain — am I covered?”
PollyHQ answers
Yes — two of your policies respond. Claim on your gadget cover first.
- · Gadget cover — worldwide accidental damage, £50 excess, claim within 48 hours
- · Travel insurance — backup, higher excess, single-item limit applies
- · Contents policy — away-from-home cover excludes mobile phones
Plus the claim phone number, email and the exact policy wording.